Foreclosure10 min read
What to Do If You’re Behind on Mortgage Payments in Utah
Practical first steps for understanding your mortgage status, communicating with your servicer, and considering the options that may be available.
Read the guideHomeowner resources
Clear Information for Difficult Property Decisions
Practical guides to help Utah homeowners understand home equity, costly repairs, missed mortgage payments, and the options that may be available.
Latest guides
Start with the situation you’re facing
Each resource is written to answer a specific homeowner question without assuming that borrowing or selling is automatically the right solution.
Costly Repairs11 min read
What to Do When You Can’t Afford Major Home Repairs
A practical comparison of the choices homeowners may have when a roof, foundation, HVAC system, or another major repair exceeds available cash.
Read the guideHome Equity9 min read
How Home Equity May Create Options During a Difficult Situation
Understand the difference between having equity and having cash—and why the value built in a home may matter during a difficult property situation.
Read the guideDebt Consolidation9 min read
Can You Use Home Equity to Pay Off High-Interest Debt?
A practical guide to understanding how home equity may help consolidate high-interest debt — including options, risks, and questions to ask before deciding.
Read the guideDebt Consolidation8 min read
Signs Your Monthly Debt Payments Are Too High — and What You Can Do
How to recognize when debt payments are becoming unmanageable and practical steps Utah homeowners can take — from budgeting to exploring equity-based alternatives.
Read the guideForeclosure12 min read
How to Stop Foreclosure in Utah: Options for Homeowners
There is no single way to stop foreclosure. The right option depends on where you are in the process, your financial situation, and your goals. This guide covers the options Utah homeowners may want to explore.
Read the guideForeclosure10 min read
Utah Foreclosure Timeline: What Happens After You Miss a Payment?
A plain-English explanation of how the foreclosure process typically unfolds in Utah, including key stages, general timeframes, and why the actual timeline can vary.
Read the guideForeclosure11 min read
Received a Notice of Default in Utah? Here's What Happens Next
A practical guide for Utah homeowners who have received a Notice of Default — what the document means, why the dates matter, and what steps to consider next.
Read the guideForeclosure11 min read
Can I Sell My House Before Foreclosure in Utah?
Yes, in many cases you can sell your home before foreclosure is completed in Utah. This guide explains how the process works, why timing matters, and how to evaluate whether selling is the right choice.
Read the guideHome Equity Investment11 min read
What Is a Home Equity Investment (HEI)?
A plain-language explanation of how home equity investments work — including the mechanics, costs, settlement obligations, and risks homeowners should understand.
Read the guideHome Equity Investment10 min read
HELOC vs. HEI: Key Differences for Utah Homeowners
A side-by-side comparison of home equity lines of credit and home equity investments — how they work, what they cost, and the tradeoffs homeowners should weigh.
Read the guideHome Equity Investment10 min read
Questions to Ask Before Signing a Home Equity Investment
A checklist of questions every homeowner should ask — and get clear answers to — before entering a home equity investment agreement.
Read the guideA different starting point
Your property problem may have more than one answer
House Partner helps homeowners explore how the equity in their property may create options during a difficult situation. We start by learning what is happening rather than assuming that a quick sale is the only path.
Tell Us About Your SituationThese resources provide general educational information and are not legal, tax, lending, or financial advice. Available options depend on each homeowner, property, and situation.